body{
font-family:Arial;
margin:0;
background:#ffffff;
color:#0b2a55;
}

.banner-wrapper{
max-width:1100px;
margin:0 auto;
padding:0;
}

.banner-wrapper img{
width:100%;
height:auto;
display:block;
}

.hero{
text-align:center;
padding:40px 20px 20px 20px;
}

h1{
font-size:34px;
color:#0b2a55;
}

.subtitle{
opacity:0.85;
}

.steps{
display:flex;
justify-content:center;
gap:20px;
flex-wrap:wrap;
margin-top:30px;
}

.step{
background:linear-gradient(145deg,#0b2a55,#163a6d);
color:white;
padding:20px;
border-radius:12px;
width:220px;
box-shadow:0 8px 20px rgba(0,0,0,0.15);
}

.form-section{
max-width:900px;
margin:auto;
padding:20px;
}

.checkrow{
display:flex;
align-items:center;
gap:10px;
padding:8px 0;
font-size:16px;
}

textarea,input{
width:100%;
padding:12px;
margin:10px 0 20px 0;
border-radius:6px;
border:1px solid #ccc;
}

.submit-row{
display:flex;
justify-content:flex-end;
}

.submit-btn{
background:#0b2a55;
color:white;
padding:14px 28px;
border:none;
border-radius:8px;
font-size:16px;
cursor:pointer;
}

.bottom-buttons{
display:flex;
justify-content:center;
gap:20px;
flex-wrap:wrap;
padding:40px 20px;
}

.btn{
background:#0b2a55;
color:white;
padding:14px 22px;
border-radius:8px;
text-decoration:none;
font-weight:bold;
display:flex;
align-items:center;
gap:10px;
}

.btn svg{
width:20px;
height:20px;
fill:white;
}

@media(max-width:700px){

.banner-wrapper{
max-width:100%;
}

.steps{
flex-direction:column;
align-items:center;
}

h1{
font-size:28px;
}

}